There is a reason why some expressions become part of a nation’s culture – because they are true! That truism, in my experience, applies to a fool and their money which are easily parted. Recently I acted for a lender who sought repayment of a significant loan from the borrower and guarantor. Before my involvement, the status-quo of non-payment continued to drag on. My client had themselves, admirably and then frustratingly, sought repayment from the guarantor (as the borrower had fewer recoverable assets). Let’s call the guarantor “John”. John had not only avoided paying the original loan – but, with his silver-tongue, managed to convince my client to advance further funds. The lure that Jo
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