A wise man (King Solomon) said “There is nothing new under the sun”. That was true then (3,000 years ago) and remains true now. Another truism is that desperate people behave, you guessed it, desperately – and only a fool would behave likewise. My last blog post concerned my client who, despite being owed a significant amount of money by the crook (whom we called “John”), was convinced to lend John even more money. The lure was the prospect of imminent and greater repayment.